I've had my Schwinn 240 for a couple weeks now. Overall, I'm impressed with it. It suits the needs of my family (wife, daughter, me) very well and we've been using it daily.
Several have commented on the condition of the packaging after it was delivered. My 1st Schwinn 240 was delivered by UPS in such awful condition that I refused delivery and had it shipped back. The box had multiple flaps that were open, one strap that was broken, gouges in the side, clearly damage internal Styrofoam, jumbled parts drifting around inside the box. It looked like it had been dropped from a plane without a parachute. Even the UPS guy commented on the destruction. To their credit, Amazon promptly sent another one which arrived in much better shape.
Assembly - Straightforward as long as you can properly interpret the pictures. I assembled it myself without problems in a little over an hour with the tools provided. However the screws in the instructions were given letter designations that the screws in the packaging didn't have. I figured it out, but it should not have been this complicated.
Exercise console/computer - As others have stated, there is little in the documentation to describe HOW to use the various functions. I'm still trying to figure out the heart rate program. I know in principle what it's supposed to do, but can't get it to do it because the proper use of the program is not described. I'm sure I'll eventually figure it out.
Pros - It's amazingly quiet. Even when the room is quiet, you can barely hear the thing! It seems to be well constructed and sturdy. I'm not a big fan of the seat adjustment screw concept, because the seat has to be changed frequently for the three users of the bike, but it is a minimal hassle and holds the seat firmly with little sway. The ride is smooth and the transition between levels of resistance is smooth also. The heart rate grip system seems to work well and is pretty accurate compared to my own pulse check. I haven't yet checked the telemetry system with my Polar heart rate monitor. The seat is comfortable to me, but my wife thinks it is a bit firm.
I'm happy that I purchased it and hope that is stands the test of time (and my family!).
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